With this application, loans become more affordable for you!Without leaving your home, you get money in a loan on a card without making any effort. We have loans only on the most favorable terms for you in proven MFIs! Microcredits are issued in 5 minutes.Any person has financial difficulties when money is urgently needed. We suggest you get a microloan online.There is often no time or opportunity to obtain a bank loan, and such loans are usually issued at a high interest rate.An excellent alternative is the opportunity to borrow money from a microfinance organization (MFI). So forget about visiting credit organizations, about collecting a large number of documents and certificates. Now, to get a loan on a card, it is enough to have a phone at hand. You can get a payday loan without problems and worries. Save your time and energy!You can get a microloan in any convenient way!We approve over 97% of loan applications, even if you are: a student, retired, unemployed, unemployed, with bad credit, have a criminal record, have no regular income; You will select an offer without checking your credit history and providing a certificate of employment and proof of income, even if you do not have a passport in hand, you can quickly get money on a loan to a card through the State Services. We have loans without refusal! You can also get a loan for a qiwi wallet.Lending terms:- minimum annual interest rate - 0%;- maximum annual interest rate - 20% (which already includes the loan rate, as well as commissions and other expenses for the year).- minimum repayment period - 61 days;- maximum repayment period - 365 days;Requirements for borrowers:- age from 18 to 65 years;- passport of a citizen of the Russian Federation.An example of interest rate calculation:- The amount of the body of the loan - 20,000 rubles.- Loan term – 100 days.- Commission for using the loan: 0.08% per day, i.e. 16 rubles per day, or 2.4% per month (averaged for 30 days), i.e. 480 rubles per month (averaged for 30 days).- The total amount of the commission for 100 days will be 1600 rubles.- The total amount to be returned, taking into account the loan amount: 21,600 rubles.- FLC - the full cost of the loan (FLC - Full Loan Cost) in percent is 29.2% per annum.Consequences of delay in repayment of the loan:In case of violation of the terms of payment of an online loan, the amount of the penalty may be 0.1% of the total amount of delay per day, but not more than 10% of the total loan amount.